Study:Women pay more in medical Insurance

According to a report by the New York Times, women pay more than men for health insurance. The troubling part is that even policies that do not include maternity care are more expensive for women than they are for men. Some of the companies that were investigated are Humana and Anthem Blue Cross.

There has been a clear migration away from company sponsored insurance coverage as companies have struggled to make ends meet. The discrepancy in prices and coverage between men and women becomes even more evident in these cases. The variance was also found when insurance coverage and prices were compared state to state.

A study by a national organization for health care consumers, shows Idaho health insurance, for example, experienced an increase of 121.6 percent in health care premiums over the past eight years and was second only to Wyoming’s in the nation.

Individuals and families that scrutinize insurance offers before signing up have a better chance of avoiding unfair price disparities based on gender. There are several websites that assist users in finding medical insurance policies at lower and more competitive pricing. Insurance companies usually will not refer prospects to any of these websites as there are considerable discounts and savings to be found. One such website offering a discount in medical insurance quotes delivered savings between $100 and $200 monthly.

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